1. you must be paid by direct deposit
2. you cannot have  any outstanding or unpaid payday loans
3. you nust be employed at your current job for at least six (6) months
4. you must be living at your current address for a minimum of six(6) months
5. you must not have any garnishees against your pay
6. if you have claimed bankruptcy, you must be discharged for a minimum of one (1) year
7. you must be employed on a fulltime basis.

If you meet the pre-qualifications detailed above you will be asked to fax in the following documents:

1. Two (2) pieces of identification – one (1) must be photo ID
2. Your last three (3) months bank statements
3. Two (2) of your most recent pay stubs
4. A utility bill in your name with your current address listed on it
5. A copy of a void check
6. A current dated endorsed check for the principle & fees (some exceptions are made)